Michael Breda - Loan Officer

Broker House Lending - Locally owned mortgage broker serving Kentucky and Indiana. I focus on FHA, VA, USDA, and Conventional loans, along with Down Payment Assistance options for first-time homebuyers. I also offer investor-focused programs like DSCR loans, where approval is based on the property’s rental income rather than personal income.

I provide free credit repair and credit education to help potential buyers improve their scores and qualify for better terms. Every client receives a complimentary credit review to check for errors and to build a clear plan to maximize their score for current and future purchases.

My goal is to keep the process fast, clear, and local — while helping you choose the loan program that truly fits your situation.

11400 Shelbyville Road Louisville, KY 40243